$0.13(or 0.11, depending on location) fixed processing fee + fee determined by payment method location

Apple Pay, WeChat Pay, Mastercard, PayPal, iDEAL, Visa, Alipay, American Express, PIX, Klarna, girocard, GoPay, Amazon Pay, Cartes Bancaires, TWINT, Google Pay, Scalapay, Online banking Finland, Swish, Pay Easy online banking, Affirm, DuitNow, Touch 'n Go Digital, Trustly, PromptPay, PaySafeCard, Payshop, PayNow, OXXO, Boost Wallet, FPX, PayCo, GrabPay, Giropay, Oney, eftpos Australia, Pay Easy ATM, Convenience stores Philippines, Over the counter / ATM Philippines, DOKU VA, Discover, Sofort, Diners, Dankort, Cash App Pay, Online banking India, BENEFIT, V Pay, Walley, SEPA Direct Debit, Online banking Czech Republic, Online banking Slovakia, Meal vouchers, Alma, MB WAY, MobilePay, Multibanco, Maestro, Korean cards, KNET, Alipay+, Billie, Bizum, Carnet, Online banking Thailand, Convenience Stores Thailand, Online banking Poland, PayMe, PayPo, Riverty, Samsung Pay, MoMo, KakaoPay, JCB, Convenience stores Indonesia, 7-Eleven Malaysia, UnionPay, PayPay, Konbini, Hipercard, EPS, DOKU Wallet, Boleto, Bancontact, DANA, BACS Direct Debit, Gcash, BankAxept, Interac, Atome, AlipayHK, ACH Direct Debit, BLIK, Afterpay & Clearpay, Elo

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Adult goods (excluding fetish products), Fetish products, Content: Books, magazines, audio, videos, websites, streaming services and other content formats deemed offensive or of a sexual nature, Entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies or any sexually-related services, Bearer share entities, Binary options, Buy now pay later / Installment payment methods, Credit repair and credit protection business, Debt repayment and collection agency, E-wallet or e-money that can be monetized, re-sold or converted to physical and digital goods and services or otherwise exit the virtual world, Financial service or money service business, including but not limited to: traveler checks, money orders, Foreign Exchange, check cashing, virtual currencies, and cash advances by non-financial institutes, Fines or penalty collections of any kind, Independent or unlicensed financial advisors, Insurance sales and services (life), Insurance sales and services (non-life), Money transfer and remittance businesses, Payday loans, unsecured loans and loans originating from non FDIC insured banks, Payroll, invoice and business services, Provider or seller prepaid access/stored value, Shell banks, Counterfeit products, replicas or designed infringements of them including products designed to circumvent IP, Essay mills, paper mills where the intent is to falsely submit documents as their own work, Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted material. Follow link to see full list.

Recommended plan (All-in-one): 2.9% + $0.30 per transaction + $25 monthly gateway fee

Visa ,MasterCard ,Discover, American Express, JCB, PayPal, Apple Pay, eCheck

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Products and technology exported or diverted to certain countries, persons or entities as regulated by the US government

2.59% + $0.49

Paypal, Venmo, debit and credit cards( American Express Discover Mastercard Visa ) Bank directs( Bancontact BLIK iDeal eps GiroPay MyBank P24 Sofort Trustly), ACH

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

age-restricted products, aggregation or factoring, airlines, bail bonds, bankruptcy legal services, bidding fee auctions, business opportunities, chain letters, financial transfer services, collection agencies, counterfeit goods, credit protection, credit counseling, cruise lines, currency exchanges, intellectual property circumvention, door-to-door sales, drug paraphernalia, government services, essay mills, chargeback evasion, extended warranties, no-money-down real estate, flea markets, fortune telling, gambling, get-rich-quick schemes, hair products, loan modification, mail-order brides, marijuana businesses, long-term subscriptions, money services, multi-level marketing, negative response marketing, rebate incentives, online pharmacies, tobacco sales, tech support, prepaid communications, pseudo pharmaceuticals, hate-promoting products, stored value, securities, sexually-oriented content, cardholder data sharing, shipping brokers, social media activity sales, sports betting, illegal drugs, telecommunications, telemarketing, timeshares, travel services, virtual currency, weapons, entertainment venues, pre-payment services

Tailored: varies depending on business profile and risk

ACH, Direct Debit, Alipay, Alma, American Express, Apple Pay, Bancontact, Benefit Payment Gateway, Cartes Bancaires, Dana, Diners Club, Discover, EPS, GCash, Google Pay, iDEAL, JCB, Kakao Pay, Klarna, Knet, MB WAY, Mada, Mastercard, Multibanco, Octopus, Omannet, PayPal, Przelewy24, QPAY, SEPA, SOFORT, seQura, stc pay, Tabby, Touch 'n Go, TrueMoney, UnionPay International, Venmo, Visa, WeChat Pay

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

adult entertainment, pornography, reputation-damaging activities, circumvention devices, copyright infringement, counterfeit medical devices, cryptocurrency, deceptive marketing, illicit drugs, drug paraphernalia, essay mills, fraudulent products, get-rich-quick schemes, hazardous goods, illegal activities, inappropriate content, financial scams, intravenous therapy, mail-order spouse services, malware, mobile repeaters, money laundering, hallucinogenic substances, payment service companies, auction scams, prostitution, psychoactive herbal products, pyramid schemes, stolen items, tech support scams, timeshare services. Follow link to see full list

0.40% + $0.08 + Interchange, assuming $20k in-person sales volume (varies depending on transaction type and sales volume)

Google Pay, Apple Pay, Mastercard, Visa Credit, Debit, Discover, American Express, ACH

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Adult Content and Services, Charities - Unregistered, Delayed Delivery, Financial, Firearms, weapons, explosives and dangerous materials, Gambling and Games of Skill, Goods - Technical, Intellectual Property Infringement, Legal Services - Prohibited, Medical and Drugs, Non-fiat currency and stored value, Services - Other, Services - Personal, Services - Technical, Services - Travel, Tobacco, Unfair or deceptive practices.

5% + $0.5

Cards(Visa, Mastercard, American Express, China Union Pay, Discover, etc), Paypal, ApplePay, Google Pay, Alipay, Wechat Pay, CashApp, Bank debits

Software as a Service(SaaS) Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, Stores, Retail, Freelancing

Sexually-oriented content, services, IPTV, physical goods, spyware, unauthorized donations, unlicensed products, job boards, advertising, marketplaces, dating sites, PLR/MRR products, counterfeit goods, age-restricted products, regulated products and services, timeshares, pharmacological products, homework mills, MLM schemes, NFT and crypto products

5% + $0.5

Cards(including Mastercard, Visa, Maestro, American Express, Discover, Diners Club, JCB, UnionPay, and Mada), PayPal, Alipay (in Early Access), Bancontact, iDEAL, Apple Pay (HTTPS pages on Safari only), Google Pay (Chrome only), Wire Transfers (ACH/SEPA/BACS; for transactions greater or equal to US$100),

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, Stores, Retail, Freelancing

Physical products, human services, payment processing without software, copyright infringement, unauthorized data access, digital marketplaces, advertising and marketing services, adult and age-restricted content, gambling, trading and financial services, government services, certification and exam preparation, travel services, pseudo-scientific digital services, medical advice, deepfake and synthetic media generation. Follow link to see full list.

If paid by another customer: Free If paid directly by your clients: Credit card: Up to 3.99% (plus an additional fixed fee of $0.49 will be added in certain countries) | ACH bank debits (US only): 1% | PayPal (US only): 3.99% + $0.49 Additional fees may include: Registration fee(dependent on country), Escheatment fee(dependent on state) and $29.95 fee if no usage of Payoneer during a 12 month period

Credit/Debit Card (MasterCard, Visa, American Express) ACH bank debit (electronic check) PayPal Direct Bank Payment Local Bank Transfer Payoneer Balance

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Adult Content & Services (adult services, prostitution, escorts, pay-per view, sexual massages, adult live chat features, adult pictures, videos, and games, dating services, gentleman's clubs, topless bars, strip clubs, adult video stores), Agriculture & Food (dried or dehydrated foods and seeds, fresh food and produce, frozen meat, poultry, seafood, cross-border florists), Animals & Wildlife (live animals, products made from animal skins, taxidermy, national protected flora, fauna, biological organisms), Certain Legal Services (legal consultation and services, shell banks, superannuation funds, syndicates, trusts and asset management services), Telecom & Tech (computer modification chips, data services, jamming & blocking systems, online data storage facilities, Search Engine Optimization, Voice Over Internet Protocol, Virtual Private Network), Counterfeit & Copyright (counterfeiting, copyright infringement, file sharing and streaming websites), Financial Services (auctions, banking-style services, brokerage investment services, bullion, gold bars, Buy Now Pay Later, collection agencies, credit protection, identity theft protection, crowdfunding, debt collection agencies, escrow services, e-wallets, stored-value cards, insurance sales, liquidation sales, loans, money transmitters, payment processing, venture capital, wine and spirit investments), Firearms, Explosives, and Dangerous Materials (guns, gunpowder, ammunition, weapons, fireworks, explosives, hazardous/radioactive materials, gun clubs). Follow the link to see the complete list

Merchant: 3.4%-5.4% + fixed fee, depending on location | Payflow: $0.10 per transaction + $25 monthly fee if using Payflow Pro

Venmo, Digital Wallet, American Express, Bank Account, Credit cards, Debit cards

Software as a Service(SaaS), digital products, online marketplace, online businesses, mobile, e-commerce, Subscription

Activities that violate law or regulations, involve controlled substances or drug paraphernalia, encourage illegal activity, include stolen goods, promote hate or discrimination, contain obscene items, infringe intellectual property rights, involve sexually oriented materials, include firearms or weapons, show third-party personal information, support pyramid or ponzi schemes, involve complex financial transactions, associated with potentially fraudulent products or services, require pre-approval without authorization

$0.10 + Interchange mark up

Cards (3DS, Embedded, EU, UK, CA, US), Saved Cards (Direct, Global), Apple Pay (Embedded, US, EU), PayPal (Redirect, Global), Venmo (Redirect, US), Skrill (Redirect, Global), NETELLER (Redirect, Global), Play+ by Sightline (Embedded, US), ACH (Direct, US), EFT (Direct, Canada), Pay by Bank (Embedded, US), VIP Preferred (Embedded, US), PaysafeCard (Redirect, Global), Paysafecash (eCash).

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

For-profit adoption agencies, illegal advertising, internet alcohol sales, civic/social associations, auction houses (with exceptions), bail/bond payments, bankruptcy attorneys, shopping clubs, check cashing, unclassified chemicals, child pornography, tobacco sales, unlicensed counseling, counterfeit goods, credit restoration, security agencies, direct marketing (questionable products), door-to-door sales, drug paraphernalia, firearms sales, unlicensed investment services, non-prescription drugs, pawn shops, political organizations (with exceptions), protection services, pyramid sales, certain religious organizations, armored car services, sexual encounter firms, most timeshare sales

Tailored: Based on business needs and the best fit for your business model.

Credit and debit card payments, Bank transfers, Rapid Transfer, Skrill Digital Wallet, NETELLER, Klarna, Paysafecard, Paysafecash, iDeal, Alipay

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

It is strictly forbidden to send or receive payments as consideration for the sale or supply of: tobacco products, prescription drugs, drugs and drug paraphernalia, weapons (including without limitation, knives, guns, firearms or ammunition), satellite and cable TV descramblers, material which incites violence, hatred, racism or which is considered obscene, government IDs and licences including replicas and novelty items and any counterfeit products, unlicensed or illegal lotteries or unlicensed or illegal gambling services (including without limitation the use of or participation in illegal gambling houses), unregistered charity services, items which encourage or facilitate illegal activities, prepaid debit cards or other stored value cards that are not associated with a particular merchant and are not limited to purchases of particular products or services, third party processing or payment aggregation products or services, multi-level marketing, pyramid selling or ponzi schemes, matrix programmes or other get rich quick schemes or high yield investment programmes, goods or services that infringe the intellectual property rights of a third party, un-coded/miscoded gaming, timeshares or property reservation payments (On and Off Plan).

In-person: 2.6% + $0.10 | Online: 2.9% + $0.30 | Manually entered: 3.5% + $0.15 | Invoices: 3.3% +$0.30

Square works with any US-issued and most internationally-issued magstripe or chip cards, and also supports mobile wallets such as Apple Pay, Google Pay, Samsung Pay, and Afterpay.

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Adult entertainment oriented products or services, automated fuel dispensers, betting (including lottery tickets, casino gaming chips, Fantasy Football, off-track betting and wagers at races), bill payment services, bankruptcy attorneys or collection agencies engaged in the collection of debt, buyer or membership clubs, credit counselling or credit repair agencies, credit protection or identity theft protection services, direct marketing or subscription offers or services, drug paraphernalia, escort services, firearms, firearm parts or hardware, and ammunition, hate or harmful products, high-risk products and services, infomercial sales, inbound or outbound telemarketers, insurance or other financial merchandise or services, Internet/mail order/telephone order of age restricted products, Internet/mail order/telephone order pharmacies or pharmacy referral services, money-orders or foreign currency by non-financial institutions, occult materials, prepaid cards, prepaid phone cards or phone services, rebate based businesses, sales of money-orders or foreign currency by non-financial institutions, service station merchants, travel agency services, unauthorized multi-level marketing businesses, up-sell merchants, weapons and other devices designed to cause physical injury, wire transfer money orders.

Stax Business: Merchants pay a monthly membership rate and direct cost of interchange with no markup. There are three payment plans(determined by processing volume) Processing up to $150,000 per year: $99/month | $150,000-$250,000 in processing per year: $139/month | $250,000+ in processing per year: $199+/month

Visa, Mastercard, AMEX, Paypal, Afterpay, ZipPay, LayBuy, Klarna, ApplePay, GPay, ShopifyPay

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail

Stax may not cater to all high-risk businesses (e.g. CBD merchants)

2.9% + $0.30

Cards (Visa, Discover, Cartes Bancaires, JCB, Mastercard, Interac, China Union Pay, American Express, South Korean Cards, Diners), Bank Debits (Instant Bank Payments, Bacs Direct Debit, BECS Direct Debit, ACH Direct Debit, SEPA Direct Debit, Canadian PADs), Bank Redirects (Bancontact, FPX, BLIK, PayNow, EPS, UPI, iDEAL, Netbanking, P24, TWINT), bank transfers (US Bank Transfer, SEPA Bank Transfer, Japan Bank Transfer, Mexico Bank Transfer, UK Bank Transfer), Buy now, Pay later options (Affirm, Afterpay / Clearpay, Klarna, Meses sin intereses, Zip), Real-time payments (Swish, PayNow, Pix, PromptPay), vouchers (Multibanco, Konbini, OXXO, Boleto), Wallets (Apple Pay, Cash App Pay, PayPal, Alipay, Google Pay, MobilePay, WeChat Pay, Link, GrabPay, Secure Remote Commerce, Revolut Pay, Kakao Pay, Naver Pay, Samsung Pay, PayCo).

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Illegal products and services: illegal drugs, substances mimicking illegal drugs, kava, drug-related equipment, fake references, fake ID services, telecommunications manipulation equipment, jamming devices, promoting unlawful violence or harm, promoting unlawful violence toward specific groups, products violating laws; adult content and services: prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, adult live-chat features, adult video stores, gentleman's clubs, topless bars, strip clubs, online dating services, pornography, AI-generated explicit content; debt relief companies: debt settlement, debt negotiation, debt consolidation; financial products and services: ATMs, check cashing, debt collection agencies, funded prop trading, money orders, traveler s checks, payable-through accounts, peer-to-peer money transmission, bearer shares, shell banks; gambling: games of chance, internet gambling, casino games, sweepstakes, contests, fantasy sports, skill games with prizes, sports forecasting, lotteries, bidding fee auctions; government services: embassy services, unauthorized government services, misleading government services, economic support disbursement; identity services: identity theft protection, monitoring, recovery; intellectual property infringement: unauthorized sales of music, movies, software, counterfeit goods, unauthorized brand-name sales, products infringing IP rights; legal services: bankruptcy attorneys, bail bonds, law firms collecting non-fee funds; lending and credit: credit card loan repayments, credit monitoring, repair, counseling; marijuana: cannabis products, dispensaries, high-THC CBD, marijuana cultivation equipment, cultivation courses; nutraceuticals: unsafe or harmful nutraceuticals; non-fiat currency: cryptocurrency mining, staking, ICOs, secondary NFT sales; travel: airlines, cruises, private charters, timeshares; unfair practices: pyramid schemes, multilevel marketing, get-rich-quick schemes. Follow the link to see Stripe's full list of prohibited and restricted businesses.

When receiving local payments (non-Swift / non-wire) in or AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY: Free | When receiving USD wire and Swift payments: Fixed $6.11

Visa and Mastercard(in select currencies) ACH, Paper Checks, Debit and Credit cards

Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

adult content, pornography, sexually oriented services, sexually oriented establishments, alcohol businesses, tobacco products, cannabis, CBD products, marijuana trade, controlled substances, smart drugs, nootropics, substances mimicking illegal drugs, anabolic steroids, peptides, drug paraphernalia