Razorpay

About Razorpay

Razorpay provides a versatile suite of payment solutions to streamline transactions for businesses. Its features include a robust payment gateway supporting multiple methods like cards, UPI, and wallets, as well as tools like payment links, pages, and buttons for easy integration. Businesses can leverage QR codes for in-person payments, instant settlement for quick fund access, and international payments with multi-currency support. Razorpay also offers subscription management, automated payment collection, and smart reconciliation through Smart Collect. Additional solutions like Razorpay POS, payments on WhatsApp, and Magic Checkout enhance customer experience, while the Optimizer improves transaction success rates. These tools cater to diverse business needs, from online platforms to retail operations.

Razorpay offers industry-specific solutions to streamline payment processes. For SaaS businesses, it provides automated subscription management with flexible billing and multi-currency support. E-commerce businesses benefit from a dashboard and various payment methods to optimize the shopping experience. Educational institutions can manage fee collection, simplifying administrative tasks. Additionally, the Merchant of Record solution ensures broad international coverage and fraud protections.

Standard Transaction Fee

2% on all applicable transactions |
3% on Amex cards, International cards, EMI and Corporate credit cards |
3.5% International Amex cards |
(fees include 18% GST applicable on platform fees)

Custom Pricing

Yes

Additional Fees

(Additional fees are not made public)

Accepted Payment Methods

Debit & Credit Cards, Visa, Rupay, MasterCard, American Express, Diners Club, Other International Cards, Corporate (Business) Credit Cards, UPI, BHIM, Google Pay, PhonePe, Paytm, Amazon Pay, Cardless EMI, HDFC Bank, Kotak Bank, ICICI Bank, Zest, BOB, EMI (Credit Card and Debit Card), Netbanking, Axis Bank, SBI, Wallets, MobiKwik, PayZapp, Freecharge, Jio Money, Airtel Money, PayPal, Pay Later, ICICI Pay Later, HDFC Flexi Pay, Lazy Pay, Simpl, International Bank Transfers (ACH Network, BACS, SWIFT), International Payment Methods (Trustly, Sofort, GiroPay, POLi), Razorpay PoS, QR codes

Available Merchant Countries

United Arab Emirates, Albania, Armenia, Argentina, Australia, Aruba, Azerbaijan, Barbados, Bangladesh, Bulgaria, Bahrain, Burundi, Bermuda, Brunei, Bolivia, Brazil, Bahamas, Bhutan, Botswana, Belize, Canada, Switzerland, Chile, China, Colombia, Costa Rica, Cuba, Cape Verde, Czech Republic, Djibouti, Denmark, Dominican Republic, Algeria, Egypt, Ethiopia, Eurozone, Fiji, United Kingdom, Ghana, Gibraltar, The Gambia, Guinea, Guatemala, Guyana, Hong Kong, Honduras, Croatia, Haiti, Hungary, Indonesia, Israel, India, Iraq, Iceland, Jamaica, Jordan, Japan, Kenya, Kyrgyzstan, Cambodia, Comoros, Korea South, Kuwait, Cayman Islands, Kazakhstan, Laos, Sri Lanka, Liberia, Lesotho, Morocco, Moldova, Madagascar, Macedonia, Myanmar (Burma), Mongolia, Macao, Mauritius, Maldives, Malawi, Mexico, Malaysia, Mozambique, Namibia, Nigeria, Nicaragua, Norway, Nepal, New Zealand, Oman, Peru, Papua New Guinea, Philippines, Pakistan, Poland, Paraguay, Qatar, Romania, Serbia, Russia, Rwanda, Saudi Arabia, Seychelles, Sweden, Singapore, Sierra Leone, Somalia, South Sudan, El Salvador, Eswatini, Thailand, Tunisia, Turkey, Trinidad & Tobago, Taiwan, Tanzania, Ukraine, Uganda, United States Of America, Uruguay, Uzbekistan, Vietnam, Vanuatu, French Overseas Territories, Yemen, South Africa, Zambia, Cameroon, Central African Republic, Chad, Equatorial Guinea, Gabon, Congo (Rep)

Supported Business Types

Software As A Service (Saas), Digital Products, Online Marketplace, Mobile, E-Commerce, Subscription, In-Person Businesses, Stores, Retail, Freelancing

Headquarters

Karnataka, India

Features

Merchant of Record: Yes

Online Checkout: Yes

API: Yes

POS Terminal/Virtual: Yes

High-Risk Support: Yes

Restricted/Prohibited Business

Adult goods and services, Alcohol, Body parts, Bulk marketing tools, Cable descramblers and black boxes, Child pornography, Copyright unlocking devices, Copyrighted media, Copyrighted software, Counterfeit and unauthorized goods, Drugs and drug paraphernalia, Drug test circumvention aids, Endangered species, Gaming/gambling, Government IDs or documents, Hacking and cracking materials, Illegal goods, Miracle cures, Offensive goods, Offensive goods, crime, Pyrotechnic devices, combustibles, corrosives and hazardous materials, Regulated goods, Securities, Tobacco and cigarettes, Traffic devices, Weapons, Wholesale currency, Live animals or hides/skins/teeth, nails and other parts of animals, Multi-Level Marketing collection fees, Matrix sites, Offering Work-at-home approach and/or Work-at-home information, Drop-shipped merchandise, Non-compliant products or services, Services detrimental to Payment Gateway Facilitators' image, Businesses operating under unclear laws, Businesses banned by law, Intangible goods/services businesses, Pyramid marketing schemes or get-rich-quick schemes, Mailing lists.