Helcim

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About Helcim

Helcim is a merchant of record, payment processor, and payment gateway offering in-person payment solutions through its Smart Terminal and Card Reader. The platform provides an API and offers volume-based discount fees that automatically reduce processing rates as transaction volume increases.

Helcim offers a versatile Point-of-Sale (POS) solution that transforms any device into a payment processing system. The platform provides comprehensive features including inventory management and customer tracking, with no monthly fees or contracts.

Their Virtual Terminal enables online payment processing through a browser-based tool, supporting credit card and ACH transactions. Key capabilities include secure customer detail storage, fast repeat transactions, and flexible payment management with invoicing and recurring payment options.

The service prioritizes security through PCI compliance and fraud protection, targeting businesses seeking an adaptable, transparent payment solution across multiple industries. Helcim emphasizes cost-effectiveness by eliminating hardware requirements and offering straightforward pricing.

Standard Transaction Fee

0.40% + $0.08 + Interchange, assuming $20k in-person sales volume (varies depending on transaction type and sales volume)

Custom Pricing

Y

Additional Fees

1%-1.45% + $0.36 for international transactions (depending on payment method)

Accepted Payment Methods

Google Pay, Apple Pay, Mastercard, Visa Credit, Debit, Discover, American Express, ACH

Available Merchant Countries

United States, Canada (Helcim Merchants can accept international payments through the Helcim Card Reader, Virtual Terminal and Helcim Payments App)

Supported Business Types

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Headquarters

Alberta, USA

Features

Merchant of Record: N
Online Checkout: Y
API: Y
POS Terminal/Virtual: Y

Restricted/Prohibited Business

Adult Content and Services, Charities - Unregistered, Delayed Delivery, Financial, Firearms, weapons, explosives and dangerous materials, Gambling and Games of Skill, Goods - Technical, Intellectual Property Infringement, Legal Services - Prohibited, Medical and Drugs, Non-fiat currency and stored value, Services - Other, Services - Personal, Services - Technical, Services - Travel, Tobacco, Unfair or deceptive practices.