Adyen

About Adyen

Adyen is a merchant acquirer, payment processor, and payment gateway offering a Unified Commerce solution. The platform provides a virtual terminal/POS for in-person payments, an API, and comprehensive payment integration across online and offline channels. Adyen supports advanced features like tokenization, QR code payments, and offers embedded business financing through Adyen Capital.

Adyen offers three key payment solutions:

Unified Commerce: Integrates online and in-store payment systems, providing seamless cross-channel experiences with tools for data-driven decisions, secure customer recognition, and unified loyalty programs.

Issuing: Enables businesses to create and manage physical or virtual cards with customization, fraud prevention, and real-time reconciliation. Supports use cases like supplier payments and embedded financial services.

Capital: Provides embedded business financing using payment data for fast, flexible cash advances. Features instant fund distribution, automated sales-linked repayments, and fixed-fee structure without interest charges.

Standard Transaction Fee

$0.13(or 0.11, depending on location) fixed processing fee + fee determined by payment method location

Custom Pricing

N

Additional Fees

N

Accepted Payment Methods

Apple Pay, WeChat Pay, Mastercard, PayPal, iDEAL, Visa, Alipay, American Express, PIX, Klarna, girocard, GoPay, Amazon Pay, Cartes Bancaires, TWINT, Google Pay, Scalapay, Online banking Finland, Swish, Pay Easy online banking, Affirm, DuitNow, Touch 'n Go Digital, Trustly, PromptPay, PaySafeCard, Payshop, PayNow, OXXO, Boost Wallet, FPX, PayCo, GrabPay, Giropay, Oney, eftpos Australia, Pay Easy ATM, Convenience stores Philippines, Over the counter / ATM Philippines, DOKU VA, Discover, Sofort, Diners, Dankort, Cash App Pay, Online banking India, BENEFIT, V Pay, Walley, SEPA Direct Debit, Online banking Czech Republic, Online banking Slovakia, Meal vouchers, Alma, MB WAY, MobilePay, Multibanco, Maestro, Korean cards, KNET, Alipay+, Billie, Bizum, Carnet, Online banking Thailand, Convenience Stores Thailand, Online banking Poland, PayMe, PayPo, Riverty, Samsung Pay, MoMo, KakaoPay, JCB, Convenience stores Indonesia, 7-Eleven Malaysia, UnionPay, PayPay, Konbini, Hipercard, EPS, DOKU Wallet, Boleto, Bancontact, DANA, BACS Direct Debit, Gcash, BankAxept, Interac, Atome, AlipayHK, ACH Direct Debit, BLIK, Afterpay & Clearpay, Elo

Available Merchant Countries

Australia, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, China, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France, Germany, Ghana, Gibraltar, Global, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Ivory Coast, Japan, Kenya, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Morocco, Mozambique, Netherlands, New Zealand, Nigeria, Norway, Oman, Philippines, Poland, Portugal, Qatar, Romania, Russia, Saudi Arabia, Senegal, Singapore, Slovakia, Slovenia, South Korea, Spain, Sweden, Switzerland, Tanzania, Thailand, Turkey, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Vietnam, Zambia, Zimbabwe

Supported Business Types

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Headquarters

Amsterdan, Netherlands

Features

Merchant of Record: Y

Online Checkout: Y

API: Y

POS Terminal/Virtual: Y

Restricted/Prohibited Business

Adult goods (excluding fetish products), Fetish products, Content: Books, magazines, audio, videos, websites, streaming services and other content formats deemed offensive or of a sexual nature, Entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies or any sexually-related services, Bearer share entities, Binary options, Buy now pay later / Installment payment methods, Credit repair and credit protection business, Debt repayment and collection agency, E-wallet or e-money that can be monetized, re-sold or converted to physical and digital goods and services or otherwise exit the virtual world, Financial service or money service business, including but not limited to: traveler checks, money orders, Foreign Exchange, check cashing, virtual currencies, and cash advances by non-financial institutes, Fines or penalty collections of any kind, Independent or unlicensed financial advisors, Insurance sales and services (life), Insurance sales and services (non-life), Money transfer and remittance businesses, Payday loans, unsecured loans and loans originating from non FDIC insured banks, Payroll, invoice and business services, Provider or seller prepaid access/stored value, Shell banks, Counterfeit products, replicas or designed infringements of them including products designed to circumvent IP, Essay mills, paper mills where the intent is to falsely submit documents as their own work, Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted material. Follow link to see full list.