Novalnet

About Novalnet

Novalnet is a European payment service provider offering comprehensive solutions for e-commerce businesses. Their services include a wide range of payment processing options such as credit/debit cards, direct debit, bank transfers, and digital wallets. They provide seamless checkout experiences, pay-by-link solutions, automated invoicing, and a Call and Pay service for phone-based payments. Businesses benefit from tools for subscription management, automated payouts, and fraud prevention, along with escrow account options and debt collection services. Novalnet supports integration through various plugins for e-commerce platforms and ERP systems. Their services are PCI DSS compliant and regulated by BaFin, ensuring high security and regulatory standards.

Standard Transaction Fee

all-in-one account for SMEs: €49 setup fee + €19 monthly fee

Custom Pricing

Yes

Additional Fees

+1.5% applied when processing corporate and business cards and international (non-EU) cards

Accepted Payment Methods

Visa, Mastercard, American Express, JCB, UnionPay International, Discover, SEPA Direct Debit, SEPA Direct Debit with Payment Guarantee, SEPA Credit, Instalment by SEPA Direct Debit, Direct Debit ACH, Apple Pay, Google Pay, PayPal, Alipay, WeChat Pay, MB Way, Payconiq, Naver Pay, Samsung Pay, KakaoPay, TWINT, Online Instant Transfer, Bancontact, iDEAL, eps, Przelewy24, Diners Club, Blik, PostFinance, Postfinance Card, Trustly, Online Bank Transfer, Invoice Payment, Prepayment, Invoice with Payment Guarantee, Instalment by Invoice, Instalments, Barzahlen/viacash, Multibanco, SEPA Online Transfer, Maestro, GiroCode, Swish, Klarna Pay Later, Klarna Instalments, Vipps, MobilePay, Satispay, Paysera, Paysafecash, Ovo, Neteller, Grab Pay, FPX, Coopeuch, Corpbanca, DOKU, MyBank, Santander, TrustPay, Verkkopankki, Santander Mexico, Rapipago, PaysafeCard, Pago Fácil, OneCard, Konbini, Cash on pickup, Bitpay, Bank Transfer (TEF), 7 Eleven Bill Pay, Amazon Pay, Skrill, Klarna, Surtimax, Singpost, Sencillito, Redpagos, Provincia NET, Mobile Payment, Empresa de Energia, Efecty, Direct Carrier Billing, Davivienda, Carulla, Boleto Bancário, BBVA Bancomer, Banco de Chile, Banamex, Baloto, Qiwi, Paysbuy, paydirekt, Yandex, Webpay, SPEI, Banco Santander, SafetyPay (LATAM), RHB Bank, RHB Bank, POLi, Pagos Seguros en Línea, Pago Efectivo, Oxxo, MyClear FPX, Klap (FKA Multicaja), Maybank2u, Iyzico, Itaú, eNETS, Dragonpay, CIMB Clicks, Bradesco, Banco do Brasil, AstroPay Direct, AmBank, Affin Bank, Servipag, postepay, PayU, Tarjeta Shopping, Presto, Nativa, Naranja, Magna, Hipercard, Elo, dankort, CMR, Cencosud, CartaSi, Cartao Mercado Livre, Carnet, Cabal, Aura, AstroPay Card, Argencard, Cartes Bancaires, Direct Debit UK (BACS), Paytrail

Available Merchant Countries

Germany, United States Of America, United Kingdom, India

Supported Business Types

Software As A Service (Saas), Digital Products, Online Marketplace, Mobile, E-Commerce, Subscription, In-Person Businesses, Stores, Retail, Freelancing

Headquarters

Munich, Germany

Features

Merchant of Record: No

Online Checkout: Yes

API: Yes

POS Terminal/Virtual: Yes

High-Risk Support: No

Restricted/Prohibited Business

Telecommunication Equipment Including Telephone Sales, Computer Network/Information Services, Drugs, Drug Proprietaries, Druggists’ Sundries, Discount Stores, Miscellaneous Food Stores Convenience Stores, Markets, Specialty Stores (including supplements and nutraceuticals), Automobile and Truck Dealers, Drug Stores, Pharmacies, Package Stores–Beer, Wine and Liquor, Direct Marketing – Travel Services, Direct Marketing – Outbound Telemarketing, Direct Marketing – Inbound Telemarketing, Direct Marketing – Continuity/Subscription Merchant, Direct Marketing – Other, Stamp and Coins, Cigar Stores & Stands, Quasi Cash–Merchant (Cryptocurrencies/Virtual currencies), Forex and Binary Option Services, Dating & Escort Services, Debt, Marriage, Personal–Counseling Services, Massage Parlors, Computer Maintenance, Repair and Services, Government Owned Lottery, Government-Licensed Casinos, Government-Licensed Horse/Dog Racing, Video Entertainment Rental Stores, Theatrical Producers and Ticketing (Primary Ticketing), Gambling, Video Game Arcades and Establishments, Securities–Brokers and Dealers, Illegal Activities, Products & Services (including Marijuana, Marijuana Seeds, Hallucinating Mushrooms, K2, Salvia Divinorum, Bath Salts with Psychoactive Effects, HGH, HCG), Peripheral Support for Illegal Activities, Adult Content Including Bestiality, Child Pornography, Necrophilia, Incest, Rape, Violence, BDSM, Adoption Agencies, Anti-Virus and Registry Cleaning Software, Business/Investment Opportunities (“Get Rich Quick Schemes”), Credit Counselling, Repair, Protection, and Debt Reduction or Consolidation, Chemical Materials, Drug Paraphernalia, Extended Warranty Companies, File Sharing/File Storage/Cyber Locker/Cloud Services and P2P Software, Foreclosure Protection/Guarantees, HD DVD and Blu-ray Disk Decryption Devices, Herbal Smoking Blends and Incense, Government Grants, Lifetime Subscriptions, Long-term Investment and Insurance Companies, Medical Benefits Packages (Including Discount Medical Cards), Mortgage Payments or Debt-Related Estate Products, Multilevel Marketing Without Independent Product Value, Payday Loans, PC Support Call Centers, Registry Cleaners, Bug Fixes, Sales-Incentive-Based Programs Relying on "Breakage," Substances Mimicking Illegal Drugs, Replica Goods, Timeshares and Advertising, Third Party Billing Companies, Websites Promoting Hatred, Racism, Religious Persecution, Weapons, Firearms, Munitions, "Win a Car, Boat, or Real Estate" Competitions, Unlicensed/Unregulated Forex and Crypto Merchants, Identity Theft Protection Services, Non-Governmental Immigration/Visa Services, Cosmetic/Plastic Surgery Services, Fortune Telling, Astrologers, Tarot Readers, Mystical Services, Religious Worship or Training Services, Court Costs (Including Alimony, Child Support), Bail and Bond Payments, Counterfeit Goods, Free/Low-Cost Trial Offers, Claims Management Companies, Open-End Services (Unlimited Duration), Pyramid Sales/MLM, Cannabidiol (CBD) Products