GoCardless

About GoCardless

GoCardless is a payment processing service designed to help businesses manage payments efficiently, offering solutions for one-time, recurring, and international transactions. It supports integration with various software platforms and serves businesses of all sizes by reducing payment failures, improving cash flow, and automating payment collection. The service features a global payment network with real exchange rates, supporting over 30 countries. Charities and non-profits can leverage GoCardless for donation management with integration options and discounted rates. Small businesses benefit from its security, reliability, multiple payment options, and a free trial. Additionally, GoCardless offers bank account data features to support faster decision-making and data access for businesses using account data lending services.

Standard Transaction Fee

1% + £/€0.20 per transaction,
Max. price cap £/€4 per transaction,
+0.3% added to transactions over £2,000

Custom Pricing

Yes

Additional Fees

2% +£0.20 for international

Accepted Payment Methods

GoCardless Direct Debit, Instant Bank Pay

Available Merchant Countries

Australia, Austria, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Hungary, Italy, Luxembourg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Ireland, Romania, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, United Kingdom, United States Of America

Supported Business Types

Software As A Service (Saas), Digital Products, Online Marketplace, Mobile, E-Commerce, Subscription, Freelancing

Headquarters

London, England

Features

Merchant of Record: No

Online Checkout: Yes

API: Yes

POS Terminal/Virtual: No

High-Risk Support: No

Restricted/Prohibited Business

Fraudulent or unlawful activities, breach of laws or regulations, intellectual property infringement, counterfeit goods (e.g., designer handbags, clothing, consumer electronics), harm or attempted harm to minors, involvement with sanctioned parties, misrepresentation of identity, shell or front companies, harmful, false, misleading, unlawful, obscene, defamatory, pornographic, harassing, or hateful content, money truck businesses, payday loans, currency conversion services, money remittance services, unregulated financial advice, extended warranties, debt recovery services, private banking, mortgage consulting, credit counselling, business or investment opportunities (including crowdfunding), online dating or marriage services, adult entertainment or escort services, discrimination promotion, violence, illegal drugs, privacy invasion, unsolicited advertising, malicious software transmission, abuse of GoCardless systems or services, pyramid or Ponzi schemes, multi-level marketing programs, trust & offshore company service providers, gambling, betting, prize draws, cryptocurrency activities (e.g., wallets, trading), stored value products or services (e-wallets, prepaid cards), home maintenance services without scheduled services, company domiciliation businesses.