Payoneer

About Payoneer

Payoneer is a payment processor offering virtual terminal and point-of-sale payment services via debit cards. The company provides cross-border payments enabling account holders to send and receive funds through an e-wallet or prepaid MasterCard debit card.

Payoneer provides cross-border payment solutions for digital businesses and freelancers. The company offers several financial tools including an e-wallet, virtual bank account numbers in local currencies, and a reloadable MasterCard debit card. Users can send and receive funds across more than 150 local currencies through international wire transfers, online payments, and debit card services. Paypal provides an Application Programming Interface for developers.

The platform is used with major digital platforms and marketplaces such as Airbnb, Amazon, Upwork, Fiverr, and Envato. Payoneer also supports ad networks and content creation platforms like Getty Images and Pond5, facilitating payments for international publishers and creators.

In 2019, Payoneer expanded its services to target small and medium-sized businesses, launching a global payment solution. The company further strengthened its business payment capabilities by partnering with Brex, a commercial card startup, to enable international payments to contractors. This strategic approach positions Payoneer as a comprehensive financial technology solution for digital businesses seeking efficient, borderless payment processing.

Standard Transaction Fee

If paid by another customer: Free If paid directly by your clients: Credit card: Up to 3.99% (plus an additional fixed fee of $0.49 will be added in certain countries) | ACH bank debits (US only): 1% | PayPal (US only): 3.99% + $0.49 Additional fees may include: Registration fee(dependent on country), Escheatment fee(dependent on state) and $29.95 fee if no usage of Payoneer during a 12 month period

Custom Pricing

N

Additional Fees

Up to 3.5% for Currency Conversion/Cross Border Fee

Accepted Payment Methods

Credit/Debit Card (MasterCard, Visa, American Express) ACH bank debit (electronic check) PayPal Direct Bank Payment Local Bank Transfer Payoneer Balance

Available Merchant Countries

Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonnaire, Sint Estuations and Saba, Bosnia & Herzegovina, Botswana, Brazil, British Virgin Islands, Brunei Darussalam, Bulgaria, Burkina Faso, Burma (Myanmar), Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Comoros, Congo, Democratic Republic of the, Congo, Republic of the, Cook Islands, Costa Rica, Cote d'Ivoire, Croatia, Curacao, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Estonia, Ethiopia, Falkland Islands (Islas Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong (SAR), Hungary, Iceland, India, Indonesia, Iraq, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, South Korea, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Reunion, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, Spain, Sri Lanka, Suriname, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, The Bahamas, The Gambia, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, Uruguay, Uzbekistan, Vanuatu, Vietnam, Virgin Islands, Yemen, Zambia, Zimbabwe.

Supported Business Types

Software as a Service(SaaS), Digital Products, Online Marketplace, Mobile, E-commerce, Subscription, In-person businesses, Stores, Retail, Freelancing

Headquarters

New York, USA

Features

Merchant of Record: N

Online Checkout: Y

API: Y

POS Terminal/Virtual: N

Restricted/Prohibited Business

Adult Content & Services (adult services, prostitution, escorts, pay-per view, sexual massages, adult live chat features, adult pictures, videos, and games, dating services, gentleman's clubs, topless bars, strip clubs, adult video stores), Agriculture & Food (dried or dehydrated foods and seeds, fresh food and produce, frozen meat, poultry, seafood, cross-border florists), Animals & Wildlife (live animals, products made from animal skins, taxidermy, national protected flora, fauna, biological organisms), Certain Legal Services (legal consultation and services, shell banks, superannuation funds, syndicates, trusts and asset management services), Telecom & Tech (computer modification chips, data services, jamming & blocking systems, online data storage facilities, Search Engine Optimization, Voice Over Internet Protocol, Virtual Private Network), Counterfeit & Copyright (counterfeiting, copyright infringement, file sharing and streaming websites), Financial Services (auctions, banking-style services, brokerage investment services, bullion, gold bars, Buy Now Pay Later, collection agencies, credit protection, identity theft protection, crowdfunding, debt collection agencies, escrow services, e-wallets, stored-value cards, insurance sales, liquidation sales, loans, money transmitters, payment processing, venture capital, wine and spirit investments), Firearms, Explosives, and Dangerous Materials (guns, gunpowder, ammunition, weapons, fireworks, explosives, hazardous/radioactive materials, gun clubs). Follow the link to see the complete list